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Sample Defence Pack

This is what a finished Defence Pack looks like, laid out exactly as you would see it.

Fictional example. Every person, address, landlord, figure and document below is made up to show the layout. It is not a real case, and it doesn’t show or imply any outcome.

Your Defence Pack

Review and edit as you like - this is your case.

DRAFT - for your own review. This is not legal advice, not a legal or professional review of your case, and has not been checked by a solicitor. We have not assessed whether any charge is valid, invalid, lawful or unlawful, and do not recommend paying, withholding payment, or starting proceedings. Nothing here is sent, filed, or submitted on your behalf.

Pack readiness

69/100

This measures how complete and organised your evidence pack currently is - never a legal opinion, and never a prediction of how any dispute would be decided.

Evidence completeness58/100
Documentation quality70/100
Chronology clarity80/100
Questions clarity75/100

The notice and lease extract are clear. The pack would be more complete with the full lease and any previous roof surveys or repair records.

Chronology

2019Leaseholder bought the flat (as stated by the leaseholder). (Leaseholder's own account)
March 2025Service charge statement shows £640 spent on roof repairs in the year. (Service charge statement, p.2)
1 September 2026Notice of intention issued for roof replacement works. (Notice of intention, p.1)
30 September 2026Observation period stated on the notice ends. (Notice of intention, p.2)

Estimated vs demanded

ItemEstimatedDemandedDate of noticeDate of demand
Roof covering replacement and scaffolding£4,800 per flatNot yet demanded1 September 2026-

Missing or unclear evidence

  • HighA breakdown of how the £4,800 estimate per flat was calculated - The notice gives a per-flat figure but not how the total is split between flats.
  • HighThe full lease, including the service charge and repair clauses - Only an extract was provided; the full clauses show what the service charge can cover and how costs are shared.
  • MediumAny roof survey or condition report the landlord relied on - The notice describes the works but does not refer to a survey.

Ways to strengthen this pack

  • Add the full lease rather than an extract.
  • Add the last two years of service charge statements.

Your draft observation letter

Review and edit before you send anything - this is never sent by us.

Letters to request missing information

Optional template letters for getting documents your pack shows are missing. They are drafts for you to edit and send yourself, if you choose to - we never send them.

Nominating a contractor to give an estimate

Only if your notice of intention invites nominations and you know a contractor you want the landlord to ask for an estimate. It has to reach the landlord within the observation period stated on the notice.

Draft template only - not legal advice. Section 20 Defender has not checked whether this letter fits your situation and does not send it for you. Read it, edit anything in [square brackets], and consider getting free advice from LEASE (lease-advice.org) or a solicitor before you send it.

Requesting a summary of service charge costs (section 21)

If you want a written summary of the costs that make up your service charge. It covers your landlord's most recent accounting year (or the last twelve months, if accounts aren't made up yearly).

Draft template only - not legal advice. Section 20 Defender has not checked whether this letter fits your situation and does not send it for you. Read it, edit anything in [square brackets], and consider getting free advice from LEASE (lease-advice.org) or a solicitor before you send it.

Asking to inspect invoices and receipts (section 22)

After you have received a section 21 summary, if you want to see the invoices, receipts and other documents behind it. It needs to be sent within six months of receiving the summary.

Draft template only - not legal advice. Section 20 Defender has not checked whether this letter fits your situation and does not send it for you. Read it, edit anything in [square brackets], and consider getting free advice from LEASE (lease-advice.org) or a solicitor before you send it.

Questions to investigate

Neutral questions worth asking or looking into - not scripted arguments.

1. How has the estimated cost been apportioned between the flats in the building?

Apportionment

The lease normally sets out how costs are shared, so it helps to see the method used.

2. Is there a survey or report describing the condition of the roof?

Scope and need for the works

It would help you understand why replacement rather than repair is proposed.

3. Will the landlord seek estimates from any contractors nominated by leaseholders?

Consultation process

A notice of intention normally invites nominations during the observation period.

If you want to take this further

These are your options, explained neutrally - we don’t recommend which one to use, and using any of them is entirely your own decision.

Ask the landlord directly

During the observation period stated on the notice.

Sending written observations and any questions, which the landlord normally has to have regard to.

Free advice from LEASE

At any stage, if you want to understand your position.

The Leasehold Advisory Service gives free initial advice to leaseholders in England.

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Build My Defence Pack

Your pack is built from your own notice and documents, so its contents will differ.

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